自我创业-Self-employment

　　Self-employment

　　One of the advantages of being selfemployed is that the profit the business makes belongs to the owner. If the self-employed person succeeds in business, he has the chance to earn a great deal of money. The profit earned is the reward for the owner＇s effort, ability and creativity. Thus, a second

　　advantage is that a person＇s intelligence and abilities have a direct effect on the earnings. A third advantage of being self-employed is that a person can control his working hours.While not all self-employed people are completely free, most of them have more control over this area than the salaried

　　people.

　　However, being self-employed is not without problems.First, being one＇s own boss places the responsibility directly on that individual＇s shoulders. Everyone has some weaknesses in some things. These weaknesses will affect how successful a self-employed person is. Second, though the self-employed can earn considerable profits with a successful business, losses can force them out of business and sometimes, place them in debt. A third disadvantage concerns income security. Self-

　　employed people have no guaranteed wage. Their earnings can vary greatly, depending on business conditions. Salaried people, however, can generally count on continued earnings.In addition, salaried people often enjoy fringe benefits that mean greater peace of mind. One of these benefits may be in-

　　surance paid for  by  the employer  that  continues  the employee＇s salary in the event of sickness or accident while many self-employed people do not have such protection.

　　自我创业

　　自我创业的好处之一是生意盈利归业主所有。如果创业者生意成功，他有可能挣很多钱。这些挣来的利润是对业主努力、能力和创造力的回报。  因此，自我创业的第二个

　　好处是一个人的才智和能力直接反映在收入上。  自我创业的第三个优势是自己做老板能够控制自己的工作时间。  虽然不是所有的创业者都有完全的自由，但是相对于工薪族来说，他们大多数人在这方面有更多的支配权。

　　但是，自我创业并不是一帆风顺的事。首先，做自己的老板把责任直接放到了个人的肩上。每个人在某些事上都会有某些弱点，而这些弱点会对创业者的成功产生影响。

　　其次，自己做老板时，虽然一单成功的生意可能会带来很大的盈利，可一旦失败就可能造成破产，有时甚至负债累累。第三个弊端涉及收入的稳定性。创业者没有稳定的工资。依据生意的状况，他们的收入浮动很大。而工薪族通常可以依靠持续的工资，同时享受着额外福利，这意味着他们心态上更加平和。其中一项福利就是由雇主为雇员支付保险，以保障他们在生病或遇到意外的情况下还能继续领到工资。相比之下，很多创业者就没有这种保障了。

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